Eligibility Requirements

To enroll, you must be an active federal employee or retiree, full-time or part-time. You, your spouse, and your dependent children under the age of 22 may enroll at any time -- no health statement is required.

Benefits offered by the Plan:

24/7 Coverage: This plan provides a lump-sum benefit that gives you around-the-clock protection in the event you experience an accidental bodily injury that results in death or the loss of hands, feet, or eyesight. View Benefit Chart.

Monthly Mortgage Payment Benefit: If you suffer an accidental bodily injury that results in loss of life within 365 of the accident, the plan will pay a monthly benefit amount equal to the lesser of the amount of your monthly mortgage payment or $2,500 for a maximum of 12 months.

Day Care Expense Benefit : (available to members enrolled under Family Coverage): The plan provides a benefit for day care expenses of a covered depndent child under the age of thirteen if the member dies in a covered accident. The annual benefit is the least of the actual cost charged by the child care center per year, 5% of the member's covered amount, or $5,000 a year up to four consecutive years or until the child reaches age thirteen.

Additional Benefits

(explain)

Levels of Coverage

Choose the amount that's right for you
There are 10 levels -- from $10,000 to $500,000    View Coverage and Premium Chart

After Retirement -- You may continue coverage into retirement. At age 70 your coverage amount may not exceed $50,000; at age 75, $10,000.

Limitations and Exclusions (explain)