2008 Standard Option Benefits

COVERED SERVICES WHAT YOU PAY WITH PPO WHAT YOU PAY WITH NON-PPO
Preventive Care
Well-child Office Visits Nothing for covered charges 30%* of the plan allowance
Cancer Screening Nothing for covered charges 30%* of the plan allowance
Annual Physicals $20 copay per office visit 30%* of the plan allowance
Physician Care
Doctor's Office Visits $20 copay per office visit 30%* of the plan allowance
Hospital Care
Inpatient Nothing after $200 copay per admission 30% of the plan allowance
Outpatient 15% of covered charges 30% of the plan allowance
Surgery 15%* of covered charges 30%* of the plan allowance
Maternity Care
Maternity Care 15%* of covered charges 30%* of the plan allowance
Emergency Care
Accidental Injury Nothing within 72 hours Nothing within 72 hours
Medical Emergency Regular Benefits apply Regular Benefits apply
Prescription Drugs
Retail (up to 30 day supply) $10 generic, $30 formulary name brand copayment or $45 non-formulary name brand copayment; limited to initial fill and one refill per prescription
Mail Order (up to 90-day supply) $20 generic, 25% ($45 minimum/$80 maximum) formulary name brand copayment or 25% ($60 minimum/$100 maximum) non-formulary name brand copayment
Other Benefits
Lab and X-rays 15% of covered charges, no deductible 30%* of the plan allowance
Routine Dental Care Any amount over the plan allowance and all charges after the plan has paid $400
Catastrophic Benefits Nothing after $4,000 for you and your family members Nothing after $6,000 for you and your family members