Available to active and retired federal employees.
Accidental Death and Dismemberment (AD&D) benefit included at no additional cost.
Add coverage for your spouse and unmarried children up to age 26.
Select the coverage amount that is right for you.
Choose from $25,000 to $750,000.
Double indemnity if you die before age 65 as a result of an accidental injury.
Your spouse can be covered up to $750,000. Unmarried children, up to age 26, can be covered for $20,000 each.
If your life expectancy is 12 months or less, you can receive up to 75% of your coverage amount. Your beneficiary will receive the remainder following your death.
You can retain this plan for life even if you change agencies, retire, or resign.
This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).
Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500
Accelerated Benefit Option is a feature that is made available to group life insurance participants. It is not a health, nursing home, or long-term care insurance benefit and is not designed to eliminate the need for those types of insurance coverage. The death benefit is reduced by the amount of the accelerated death benefit paid. There is no administrative fee to accelerate benefits. Receipt of accelerated death benefits may affect eligibility for public assistance and may be taxable. The federal income tax treatment of payments made under this rider depends upon whether the insured is the recipient of the benefits and is considered terminally ill and/ or chronically ill. You may wish to seek professional tax advice before exercising this option.
This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.
IMPORTANT NOTICE – THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
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