Secure your family’s future

Provide 24/7 around-the-clock protection for you and your family in the event of an accidental bodily injury that results in death or the loss of hand, feet, eyesight, hearing and much more.

Eligibility Requirements

The Personal Accident Insurance is available to active and retired federal employees.  You can enroll just yourself or you and your family.  No health statement is required.

Underwritten by ReliaStar Life Insurance Company, a member of the Voya family of companies.
Personal Accident Insurance Summary of Benefits
Choose the amount and level of coverage that is right for you:

– $10,000 to $500,000

– Member only or Member and Family

Biweekly and Monthly Rate Charts

Death Benefit Payable for Family Coverage:

  • Member, Spouse and Children:
    Member Death: 100% of Coverage Amount
    Spouse Death: 50% of Member Coverage Amount
    Child Death: 15% of Member Coverage Amount to maximum $50,000 per child
  • Member and Spouse:
    Member Death: 100% of Coverage Amount
    Spouse Death: 60% of Member Coverage Amount
  • Member and Children:
    Member Death: 100% of Coverage Amount
    Child Death: 20% of Member Coverage Amount to maximum $50,000 per child

Add Family Coverage:

Protect your entire family including your spouse and unmarried children under age 26

Additional Benefits:

  • Safe Driver – additional benefit, 10% to maximum $30,000, paid if you die due to an auto accident and you were wearing a seat belt and an airbag was deployed.
  • Education – a benefit paid following your death for your dependent who is enrolled as a full-time student in an accredited post-secondary institution of higher learning beyond grade 12 within 365 days following your death, maximum $5,000 per year for 4 years.
  • Child Care – if you die as a result of a covered accident, this benefit will provide for child care expenses of a covered dependent child, under age 13. The annual benefit is 5% of the coverage amount to maximum $5,000 per year for up to 4 years.
  • See the other benefits described in the Certificate/Summary Plan Description provided at no additional cost by clicking here.
Enrollment Center

Available Coverage Amounts

You can select from $10,000 to $500,000.

Add Family Coverage

Cover your spouse and unmarried children up to age 26.

Additional Benefits

Safe Driver, Education, Child Care, and other benefits included at no additional cost.

Permanent Coverage

You can continue this plan, even if you change agencies, retire, or leave your federal employment.

Enrollment Center