New Underwriter for the SAMBA Long Term Disability Insurance Plan!

Effective July 1, 2026, The Prudential Insurance Company of America (Prudential) is the new underwriter for SAMBA’s Long Term Disability (LTD) plan. Prudential, one of the largest disability insurers in the United States was founded more than 150 years ago, has over 75 years in the Association Market, and has an AM Best Rating of A+.

This website will be updated with the new plan information, and new enrollments into the plan will begin to be accepted on July 15, 2026.

As of May 4, 2026, new enrollments into the plan will be closed as we make the necessary changes to implement the new LTD plan.
For currently enrolled members who have not filed a claim for a date of disability prior to July 1, 2026, your SAMBA plan will automatically move to the new SAMBA LTD plan underwritten by Prudential.

For those currently on claim, you should have received instructions via a letter to advise on what is needed to continue your claim payments.
If you are currently on claim and did not receive instructions to continue your claim payments, please contact SAMBA.

SAMBA’s Long Term Disability (LTD) plan will help provide income if you are unable to work due to a disabling illness or injury on or off the job.

The LTD plan helps provide financial security and added peace of mind.

Available only to full-time active federal employees.

Eligibility Requirement

You are eligible to enroll if you are under age 62, are actively at work* as a permanent full-time employee of a federal agency, and reside in the U.S. at the time of enrollment.

*If your regular place of employment is your home or other residence, you would not be considered actively at work.

Plan Benefits

Monthly Benefit

The Plan will pay 65% of your monthly earnings but not more than the Maximum Monthly Benefit amount.

Elimination Period

Your benefits begin the day after the Elimination Period of 60 days is completed.

Maximum Period of Benefits

To age 62. If your disability begins at age 61, benefits continue for 12 months.

Survivor Benefit

If you die while collecting monthly benefits, a survivor benefit will be paid to your beneficiary.

Return to Work Incentive

Benefits continue if you return to work on a reduced schedule.

Premiums

Coverage is based on your salary.
Biweekly premium
– Monthly premium

Enrollment Center

Resource Center

Claims Center

Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ.  The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply.  If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract.  Contract Series: 83500

This policy provides disability income insurance only.  It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.

THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY. 

North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN.  If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company. 

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