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Terms & Conditions

ATTENTION: PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE. USING THIS WEBSITE INDICATES THAT YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS (“TERMS”), DO NOT USE THIS WEBSITE.

1. TERMS AND CONDITIONS

THE FOLLOWING TERMS AND CONDITIONS APPLY TO YOUR ACCESS, VIEWING, OR USE OF ANY OF THE CONTENTS INCLUDED IN THIS WEBSITE, www.sambyowl.org. BY YOUR USE OF THIS WEBSITE, YOU INDICATE YOUR UNDERSTANDING AND ACCEPTANCE OF THESE TERMS AND CONDITIONS AND ARE LEGALLY BOUND BY THEM.

2. General

This website is owned by Special Agents Mutual Benefit Association, d/b/a SAMBA Employee Benefit Association, a District of Columbia not-for-profit corporation. When used in these Terms and Conditions, “SAMBA”, “we”, and “our”, means the Special Agents Mutual Benefit Association.

3. Disclaimers and Restrictions

Use of this site is entirely at your own risk. We will make every reasonable effort to include accurate and up to date content on this website. However, content on this website is provided “as is” without warranty of any kind, either expressed or implied, to the fullest extent permissible under applicable law including, without limitation, implied warranties of merchantability and fitness for a particular purpose, or non-infringement.

In no event shall SAMBA or any third-party involved in creating, producing or delivering this website be liable to you for any damages you may sustain as a result of your use, or inability to use, this website or its contents, or any other website linked to this site, even if SAMBA has been advised of the possibility of such damage. SAMBA shall not be liable for any direct, special, indirect, consequential, or punitive damages, including without limitation, any lost profits, lost revenues, business interruption, which may result from the use of, or access to, or inability to use this website and its contents.

SAMBA will not be liable for any loss resulting from a cause of which it has no direct control, including, without limitation, failure of electrical or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, natural disasters, strikes or labor problems, wars, or governmental restrictions.

Availability and Use of Content

4. Additional Terms.

SAMBA offers products and services available through portions of this website. These terms and conditions apply only to your use of this website and Content, and they do not apply to your use of any products or services offered by SAMBA. We may have established or will establish additional or different terms and conditions for certain products and services. You agree to review all applicable terms and conditions relating to SAMBA products and services. In the event of any conflict between the terms and conditions on this website and such additional terms and conditions, the additional terms and conditions shall govern and control. Further, if you have coverage with SAMBA, your customer relationship is also governed by other agreements, such as your Plan documents, as applicable. In the event of any conflict between the terms and conditions on this website and such Plan documents, your Plan documents shall govern and control.

5. Do Not Rely on This Website for Your Financial Decisions.

You should consult your financial and legal advisors, and independently verify all Content provided through this website before you make decisions. Account information available on this website is not the official record of your account. Nothing on this website should be construed as rendering tax, legal, investment, or accounting advice.

6. Ownership and Use of Content.

All of the information and content on this website, including, but not limited to, all text, analyses, reports, articles, graphics, software applications, video and audio files and photos, trademarks, service marks and trade dress (“Content”) is owned or licensed by SAMBA. The Content is protected worldwide by applicable intellectual property laws. You may make and use printouts of the Content for your personal, non-commercial use only, provided that the printouts retain all copyright, trademark, and other proprietary notices. SAMBA reserves the right to terminate at any time your right to make personal copies of Content. You must obtain SAMBA’s prior written consent (if we agree) before you use the Content on any other website or in a networked computer environment for any purpose, or before you republish or redistribute the Content, or otherwise use the Content for any purpose other than your personal, non-commercial use. You may not frame the Content within another website. Except for the limited use rights expressly provided in this paragraph, all rights in Content are reserved.

Content that contains information or descriptions are intended as general information and may not include complete descriptions of all applicable terms, exclusions and conditions. SAMBA may revise or update the Content at any time. You must use the latest version or newest release of Content in accordance with the policies and procedures established by SAMBA.

Not all of the products and services of this website are available in all geographic areas of the United States . You may not be eligible for all of the described products or services, and we reserve the right to determine the eligibility for you related to any product or service. The sections pertaining to each product or service may provide additional information on the availability of that product or service and may contain the terms governing eligibility. You may contact SAMBA directly for clarification of product availability and eligibility at 1 (800) 638-6589, (301) 984-1440, TDD (301) 984-4155, FAX (301) 984-6224.

7. Children

This website is not intended for use by children. We do not knowingly collect or post information from children under the age of 13. You can learn more about children’s privacy and the Children’s Online Privacy Protection Act (COPPA) at the Federal Trade Commission’s website at http://www.ftc.gov/bcp/conline/edcams/kidzprivacy/

8. Trademarks

Throughout this website is reference to various trademarks or service marks, whether registered or not, that are the property of their respective owners. Except when included in any authorized printouts of the Content, you are not authorized to make any other use of SAMBA marks, including, but not limited to, as metatags or in any other fashion that may create a false or misleading impression of affiliation or sponsorship with or by SAMBA.

9.Link to Third-Party Websites

This website may contain links to third-party websites for reference and as a convenience to you. SAMBA has no control over these sites and therefore assumes neither responsibility nor liability for the accuracy or completeness of the information and material available on these third-party websites. If you decide to access any of the third-party websites linked to this website, you do this entirely at your own risk.

Subject to the terms of applicable service or other agreements, we will remove any link from this website upon request from the owner of the linked website. Please call our operations department at 301-984-1440 to submit such a request.

10. Indemnification

You agree to indemnify and hold harmless, SAMBA and its subsidiaries, affiliates, officers, directors, agents, partners, employees and other representatives, against any claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees and litigation expenses, relating to or arising from your use of this website, your violation of these Terms and Conditions, or your violation to any rights of a third-party.

11. Privacy Policies

Click here to review SAMBA’s Website Privacy Statement.
Click here to review SAMBA’s HIPAA Notice of Privacy Practices.

 

12. Security

SAMBA makes every reasonable effort to protect and secure your confidential information when you access this website. We do not guarantee or warrant that information transmitted through the Internet is secure or that transmissions will be free from delay, interruption, interception, or error.

There may be times that you will be required to provide a User ID and password to access certain portions of our website or links to other websites. The User ID and password may be created by SAMBA and/or established by you. In either instance, you will be responsible for maintaining the confidentiality of your codes. You agree that you will be responsible for all activities that occur utilizing your codes. You also agree that SAMBA will not be responsible for damages or losses resulting from a breach of security caused by your failure to maintain the confidentiality of your codes.

SAMBA assumes no liability or responsibility for any damages to you, your computer, or other property due to your access to, use of, or downloading of Content. If you download or copy Content from this website, you are responsible for taking all reasonable precautions necessary to ensure the security and integrity of your computer and systems, including employing virus protection software.

13. Changes

SAMBA reserves the right to make changes and improvements to the format and Content of this website and to change the Terms and Conditions at any time without prior notification, including, without limitation, changes and improvements to superseding terms, specific notices, products, and rates.

SAMBA has no obligation to update the Content on this website and such Content may be out of date at any given time. Your continued use of this website constitutes your acceptance of all changes and improvements and shall be deemed your acceptance of these Terms and Conditions.

YOU SHOULD REVIEW THESE TERMS AND CONDITIONS ON A PERIODIC BASIS TO BE AWARE OF ANY CHANGES AND IMPROVEMENTS MADE.

14. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the United States and the District of Columbia without giving effect to conflict of law principles thereof. SAMBA administers this website from its offices in Rockville, Maryland. The Content of this website is provided to you and is intended to be made available only to persons in the United States. SAMBA makes no representation that the Content of this website is appropriate or available for use in other locations where the Content is illegal and prohibited. Those who access this website do so on their own initiative and are responsible for compliance with applicable local laws.